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Consumer Loans

New & Used Auto Loans
New and used vehicle loans are offered at competitive rates for periods up to 60 months. Rates are based on the age of the vehicle, length of the note, and your credit rating.

Consumer Loans
We also offer loans for the purchase of other consumer items to include, but not limited to: recreational vehicles, boats, motorcycles, furniture and other consumer items. Rates are based on the type and age of the collateral offered as security for the loan, and your credit rating.

Unsecured Loans
Unsecured loans may be available for qualified applicants based only on your good credit and income.

Cash Secured Loans
If you have a savings, CD or Money Market account, you can use it to secure a cash loan. Continue to earn interest on these accounts while enjoying extremely favorable rates! Make your money work for you.

Features

• New auto loans can be for up to 60 months

• Lower interest rate if payment is auto-deducted from an account with The National

• Can be for various purposes including: vacations, recreational items, or household goods

• Can be secured or unsecured

• Ability to get extra cash for emergency needs

• Can borrow against own funds and still earn interest on them

Benefits

• Competitive rates

• Credit Life and/or Disability insurance is available to those who qualify

• Can be used for many purposes

Real Estate Loans

Residential Loans
Enjoy lower closing costs, reduced documentation, and quicker turnaround with a home loan that stays right here at home. This loan can be used to purchase your own home or to purchase a rental property.

Home Improvement Loans
Whether your adding a room, building a new deck, or updating your air conditioning system, FNB can tailor a loan to suit your needs.

Home Equity Loans
Home equity loans offer fixed rates for up to 15 years. Loan for up to 80% of appraised value of home. The loan proceeds can be used for any purpose you desire.

Interim Construction & Land Development Loans
Interim construction loans for the construction of residential and commercial buildings are available for both individuals and business entities.

Loans for Land Purchase
FNB makes loans for the purchase of land varying in size from a small in-city residential lot to large ranches and farms.