Statement of Condition

March 31, 2014

ASSETS

Cash and balances due from depository institutions................
$ 50,244,575
Held-to-maturity securities.............................................................
45,523,098
Available-for-sale securities..........................................................
185,075,943
Federal funds sold............................................................................
4,000,000
Loans...................................................................................................
198,341,987
Allowance for loan losses..............................................................
(4,043,958)
Premises and fixed assets...............................................................
994,931
Other Assets......................................................................................
6,854,260
Total Assets.......................................................................................
$ 486,990,836

LIABILITIES & EQUITY CAPITAL

Deposits...............................................................................................
$ 437,190,674
Noninterest-bearing.......... 136,125,420
Interest-bearing................ 301,065,254
Securites sold under agreement to repurchase........................
607,147
Other borrowed money.....................................................................
1,402
Other liabilities....................................................................................
2,100,579
Total liabilities.....................................................................................
$ 439,899,802
Common stock...................................................................................
100,000
Surplus.................................................................................................
1,783,800
Undivided profits................................................................................
41,615,572
Net unrealized holding gains on available-for-sale securities....
3,591,662
Total equity capital...........................................................................
47,091,034
Total liabilities & equity capital.....................................................
$ 486,990,836