Statement of Condition

December 31, 2013

ASSETS

Cash and balances due from depository institutions................
$ 64,018,776
Held-to-maturity securities.............................................................
43,648,171
Available-for-sale securities..........................................................
175,400,848
Federal funds sold............................................................................
4,000,000
Loans...................................................................................................
201,863,830
Allowance for loan losses..............................................................
(3,793,180)
Premises and fixed assets...............................................................
977,560
Other Assets......................................................................................
7,061,246
Total Assets.......................................................................................
$ 493,177,251

LIABILITIES & EQUITY CAPITAL

Deposits...............................................................................................
$ 444,622,267
Noninterest-bearing.......... 160,492,341
Interest-bearing................ 284,129,926
Securites sold under agreement to repurchase........................
817,074
Other borrowed money.....................................................................
2,276
Other liabilities....................................................................................
1,957,0444
Total liabilities.....................................................................................
$ 447,398,661
Common stock...................................................................................
100,000
Surplus.................................................................................................
1,783,800
Undivided profits................................................................................
43,064,813
Net unrealized holding gains on available-for-sale securities.......
829,977
Total equity capital...........................................................................
45,778,590
Total liabilities & equity capital.....................................................
$ 493,177,251